Flexible Finance For Your Home Upgrade
Whether you’ve already had a quote or you’re just weighing up your options, see what your repayments could look like before you decide.
We’ve partnered with Ideal4Finance so you can spread the cost with a regulated, trusted provider.
From short-term plans to longer ones that spread the cost further, there’s an option to suit however you’re improving your home. See what it could look like for you, there’s no commitment until you’re ready to apply.
Regulated finance, independently reviewed.
How it works
From Quote to Installed, in Four Simple Steps
Financing your project doesn’t have to be complicated. Here’s what happens, from your first quote to approval.
1. Get your free survey and quote.
We’ll assess your project and give you a clear price, no obligation.
2. See your repayment options.
Use the calculator to find a plan that fits your budget.
3. Apply online in minutes.
When you’re ready, applying just takes a few details.
4. We get started once you’re approved.
No lengthy wait, your project begins as soon as your finance is confirmed.
A Plan for However You’d Like to Pay
All our finance plans are fixed rate, so what you sign up for is what you pay, no surprises along the way.
0% APR, over 3, 6 or 12 months
Best for smaller projects you’d rather pay off quickly, interest-free.
11.9% APR, over 36, 48 or 60 months
Spreads a larger project over a few years while keeping payments manageable.
10.9% APR, over 120 months
The lowest monthly payment, for bigger projects where budget matters most.
A deposit might be payable, we’ll agree this with you before you begin your application.
Representative example (for illustration only): purchase amount £5,000; deposit amount £0; total credit £5,000; interest rate 11.90% APR pa (fixed); loan duration 60 months; monthly repayment £110.97; total repayable £6,658.18; total cost £6,658.18. Use the calculator below for figures based on your own project.
There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
See what your repayments could look like, no personal details needed.
Already have a quote and ready to go ahead?
Frequently Asked Questions
Questions? We’re here to help. Speak with one of our expert team today.
Do I need a quote before I can apply?
Not to explore your options, the calculator will give you a guide figure for any amount. To apply, you’ll need your free survey and quote first, since that confirms the actual amount you’re financing.
Will this affect my credit score?
Using the calculator won’t, it doesn’t ask for any personal details and is for guidance only. Applying will, as part of your application, Ideal4Finance will carry out a search with a credit reference agency, which you’ll be asked to confirm you understand before you apply.
Is a deposit always required?
Not always. A deposit may be required depending on your circumstances, the loan amount and the term. If one is needed, we’ll agree it with you before your application begins.
Can I just pay in full instead of financing?
Yes. Finance is entirely optional, you’re welcome to pay in full instead, we’ll talk through both options during your free survey.
